Cookie Policy

1. What Are Cookies?

Cookies are small files stored on your device (computer, tablet, or mobile phone) when you visit a website. They help websites remember information about your visit and improve your experience. Cookies typically contain limited personal information and are not viruses or malicious programs.

2. Types of Cookies We Use

Essential Cookies

These cookies are necessary for the website to function properly. They enable core functionality such as:

Session management
User authentication
Security and fraud prevention
Load balancing

Essential cookies cannot be disabled without affecting website functionality.

Performance Cookies

These cookies help us understand how visitors use our website. They collect information such as:

Pages visited and time spent on each page
Referral sources
Geographic location
Device and browser information

This data helps us improve website performance and user experience.

Functional Cookies

These cookies enable personalized features and functionality, including:

Remembering user preferences
Maintaining language selections
Storing login information
Customizing content

Marketing Cookies

These cookies track your activity across websites to deliver targeted advertising and promotional content. They help us understand your interests and deliver relevant offers.

3. Cookie Information Table

Cookie Name	Type	Purpose	Duration
PHPSESSID	Essential	Session management and user authentication	Session
csrf_token	Essential	Security - CSRF protection	Session
ga_*	Performance	Google Analytics tracking	2 years
user_preferences	Functional	Remember user preferences and settings	1 year
__Host-nextlife_id	Functional	User identification for personalization	1 year

4. Third-Party Cookies

We may allow third-party service providers to place cookies on your device for the following purposes:

Analytics: Google Analytics to understand user behavior
Advertising: To deliver targeted ads across the web
Payments: Stripe and other payment processors
Social Media: Social sharing and integration features

These third parties have their own privacy and cookie policies. We encourage you to review them.

5. How We Use Cookie Information

Cookie information helps us to:

Provide secure access to our website
Improve website performance and speed
Understand how you use our services
Personalize your experience
Remember your preferences and settings
Deliver relevant marketing communications
Prevent fraud and enhance security
Analyze trends and statistics

6. Your Cookie Choices

You have control over cookies in several ways:

Browser Settings

Most browsers allow you to refuse cookies or alert you when a cookie is being sent. To modify your cookie settings:

Chrome: Settings > Privacy and security > Cookies and other site data
Firefox: Preferences > Privacy & Security > Cookies and Site Data
Safari: Preferences > Privacy > Cookies and website data
Edge: Settings > Privacy, search, and services > Cookies and other site permissions

Opt-Out of Tracking

You can opt-out of Google Analytics tracking using the Google Analytics Opt-out Browser Add-on.

Do Not Track Signals

If your browser supports "Do Not Track" signals, you can enable them. However, not all websites respond to these signals.

7. Consent and Cookie Banners

Depending on your location, we may display a cookie consent banner when you first visit our website. By accepting our cookie policy and continuing to use the site, you consent to our use of cookies as described in this policy.

You can withdraw your consent at any time by changing your browser or cookie settings.

8. Regional Considerations

Users in certain regions have additional rights regarding cookies:

GDPR (EU): Users have the right to detailed information about cookies and explicit consent before non-essential cookies are placed
CCPA (California): Users can request information about cookies and opt-out of certain tracking
Japan: We comply with Japanese APPI regulations regarding personal information

9. Consequences of Disabling Cookies

If you disable cookies, you may experience the following:

Inability to log in or maintain sessions
Loss of personalized preferences
Reduced website functionality
Need to re-enter information on each visit